China Insurance and Medical Membership

China Insurance: InterGlobal, StudentCare Plus Insurance, and ISOS

For the convenience of our students, all of Study China's participants programs include InterGlobal "StudentCare Plus" Travel and Medical Insurance at no additional cost. The insurance covers emergency medical and dental treatment, pro-rata return of program fee in case of curtailment, personal liability and more.

Also included is use of ISOS which provides access to medical advice and assistance 24 hours a day by foreign doctors who are located in Beijing and throughout China. For further details, please click on ISOS Medical Membership.

About InterGlobal & StudentCare Plus Insurance

InterGlobal has over 20 years experience in the travel and medical industry. With offices in 6 countries, they bring local knowledge and service to subscribers world-wide.

InterGlobal provides two levels of cover depending on the amount of protection you require. Study China's students are provided with the "StudentCare Plus" insurance plan, which provides better coverage than the regular "StudentCare" plan.

The InterGlobal "StudentCare Plus" policy has been tailor-made for students who are studying overseas. This means InterGlobal has thought of everything you might need when studying in a foreign country to ensure your health is not a hassle, leaving you free to enjoy the reason you are abroad.

The InterGlobal "StudentCare Plus" policy is underwritten by International Health Insurance in Denmark and has been rated by Standard & Poor's as an "A" International Insurer.

The Standard & Poor's rating scale is as follows:

AA or AApi Very Strong
A or Api Strong
BBB or BBBpi
BB or BBpi Marginal
B or Bpi Weak
CCC or CCCpi Very Weak
CC or CCpi Extremely Weak
R Regulatory Action

The ratings from AA to CCC may be modified by the addition of Plus(+) or Minus(-) signs to show relative standing within the major rating categories. Supported by these outstanding underwriters independently rated by Standard & Poor, you can be assured of the highest degree of financial stability when making a claim under InterGlobal's "Student Care Plus" policy.

Key Features of the Student Care Plus Insurance Plan  

The "Student Care Plus" insurance plan includes the following:

Convenient Payment

Study China will purchase the "Student Care Plus" insurance for all program participants, so you can avoid additional paperwork .

Medical Care

The "StudentCare Plus" plan ensures you are covered for inpatient, outpatient and day care treatment in your country of study. If you suddenly get ill or find yourself in a hospital, you don't have to worry about paying for expensive treatments; rather, you can focus on getting well again.

Medical Evacuation Cover

In extreme circumstances you may need to be taken for treatment outside of China or removed for health reasons. If this happens, the "StudentCare Plus" Insurance will help you by taking care of the costly expenses involved and reduce your worries about treatment expenses.

Travel Insurance  

As a student studying abroad you will have specialized needs. With your needs in mind, the "StudentCare Plus" plan includes travel insurance, so you don't have to purchase two separate policies.

Loss of Tuition Fees

Often it's not just the medical costs you have to worry about when you fall ill. The "StudentCare Plus" plan covers you for your tuition fees if due to unforeseen circumstances you have to cancel your course.

StudentCare Plus Insurance Coverage

InterGlobal provides two levels of cover. All of Study China program participants are provided with the "StudentCare Plus" insurance plan, which provides better coverage than the regular "StudentCare" plan.

The InterGlobal "StudentCare Plus" insurance policy provides coverage for:

Medical Services, including doctors or specialists fees; public or private hospital services; pharmaceutical; ambulance services; physiotherapy; psychiatric care; rehabilitation; emergency dental treatment; and maternity services.

Medical evacuation including repatriation; funeral expenses; family assistance / travel expenses; in hospital cash; hijack cash; and search and rescue.

Advance Payments, Loss of Tuition Fees, as well as cancellation and additional expenses

Personal Belongings including loss of money and replacement of documents

Accidental Death or Disability

Personal Liability

False Arrest

Travel Insurance which includes medical/dental emergency; medical evacuation; loss of luggage and personal effects; delayed luggage; loss of deposits and/or curtailment; travel delay; and missed connections.

Insurance Policy Wordings

IMPORTANT: Please ensure that you read and understand the Insurance Policy Wording. To view the 23 page PDF document that will provide you with detailed information on the "StudentCare Plus" insurance policy, please click on Policy Wording.

24 Hours Emergency Assistance

InterGlobal has appointed First Assistance to administer all emergency assistance services and benefits of the "StudentCare Plus" insurance. You may contact First Assistance in an emergency 24 hours a day, 7 days a week. Please note that no admission of liability is made or intended by the provision of assistance to you by First Assistance in circumstances where no cover is available under this insurance.

First Assistance Numbers - Toll Free Numbers from: + 800 6464 5343

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